PERSONAL

Allegent offers a broad range of products and services to meet the needs of our members. Whether you want to open your first checking account, want to start building credit, are ready to buy your first home, or want to start investing for retirement, we can help you reach your financial goals.

We have three EASY ways to apply for a personal loan.

You've Got Sunny Days Ahead!

Need some summer fun money? We've got you covered!

Apply for a Personal Loan today and make it a summer to remember!

  • 7.50% APR*

  • Borrow $10,000 - $20,000

  • 48 - 60 month term

To qualify for our "As Low As Rate", you must finance at least $10,000 with $2,500 in new money and have a credit score of 700 and above for a 48 to 60 month term. The maximum loan amount is $20,000. Additional rates and terms available up to 60 months. For a $10,000 loan with a 60-month term and 7.50% APR, the monthly payment would be $200.44. All loans are subject to credit union underwriting standards. Programs, rates, terms, and conditions are subject to change without notice. Offer may be discontinued at any time. Membership eligibility required. Federally insured by the NCUA.

Personal Loan

Borrow funds for a predetermined period of time with a fixed rate. Low interest rate loans are our specialty!

All personal loan payments can be made through payroll deduction, audio response, online banking, transfer, mail, or in-person at one of our branch locations. Low-cost Debt Protection Coverage is available on all credit union loans.

Share Secured Loan

This low-rate, interest-only loan is available to members who are in need of funds but do not wish to deplete their savings.

Your Allegent savings or share certificate will be held as collateral for the loan. As you repay the loan, funds become available for withdrawal.*** Dividends continue to accrue on your pledged share account during the term of the loan.

All personal loan payments can be made through payroll deduction, audio response, online banking, transfer, mail, or in-person at one of our branch locations. Low-cost Debt Protection Coverage is available on all credit union loans.

***Certain restrictions may apply if a certificate is secured as collateral.