Credit card promo

Earn 5% Cash Back This Summer

Make the most of your spending from June 1 through August 31, 2026. Use a Membership Rewards, Payback, or Payback Plus Visa to earn 5% cash back* on groceries, gas, restaurants, and travel—including airlines, hotels, and car rentals.

Not a cardholder yet?

Open your account now to unlock 5% cash back all summer long!

APPLY NOW

*Rewards points do not apply to balance transfers or cash advances. In order to redeem points for cash back, you must have an active Allegent checking account; otherwise, it is only available as a statement credit. Offer may be discontinued at any time. This 5% cash back promotion on net purchases with select merchants (includes groceries, gas, restaurants, and travel) runs from June 1, 2026 thru August 31, 2026. Other merchants earn 2% cash back on net purchases during this promotional period. After this promotion ends, all net purchases will earn 2% cash back. Rewards points do not apply to balance transfers. This special points promotion applies to our Allegent Visa Rewards, Payback, and Payback Plus credit cards. Visa Rewards and Visa Payback Plus rates are fixed and vary from 9.90% APR to 12.99% APR based on your creditworthiness. The Allegent Visa Payback card is a variable rate at Prime + 6.74%. Subject to credit union underwriting standards. Credit limits are available from $1000 to $20,000. Membership eligibility required. Federally insured by the NCUA.

CREDIT CARDS

We are pleased to offer you ease and convenience with our five low-rate Visa® Credit Card options. Carry the Allegent Visa® Credit Card that best suits your lifestyle, and be confident that you will receive a great rate no matter which card you choose!

VISA®

We have three EASY ways to apply for an Allegent Visa® Credit Card. Call us at (412) 642-2875, visit one of our branches, or apply online today!

  • Secured Visa® Card

  • Payback Visa® Card

  • Payback Plus Visa® Credit Card

  • Membership Rewards Visa® Credit Card

  • Platinum Visa® Card

All Visa applications below are for a min of $1,000 except the secured card at $500. 

All members with our Membership Rewards Visa®, Payback Visa®, and Payback Plus Visa® Credit Cards are automatically enrolled in the uChoose Rewards Program and earn 2 points (2%) per dollar spent. Members will need to log in to redeem rewards at uchooserewards.com.

  • Balance transfer fee and cash advance fee $25.00 or 2%, whichever is greater

  • Card replacement fee is still $15.00 for all cards

To report a lost or stolen Visa® Credit Card after normal credit union hours of operation, please call 1 (855) 256-9703.

Visa® Credit Card Application
uChoose Rewards
Solicitation Disclosure

  • Help Establish, Strengthen, and even Rebuild your credit with Allegent’s Secured Visa Card! A secured credit card could help you build your credit and make more things possible for tomorrow! A secured credit card is designed for people who are looking to build their credit. It looks and acts like a traditional credit card, except you provide a security deposit as collateral for your credit card account. Like a traditional card, you will make payments, and your credit line will be equal to the amount of your deposit.

    • Minimum deposit to secure card is $500

      • Security deposit is refundable upon closure of the account

    • Fixed-rate of 17.99%

    • Report payments to the credit bureaus and FICO score

    • Balance transfer fee and cash advance fee for secured cards are: $25.00 or 1% of the amount, whichever is greater

    • Variable Rate Visa Card based on Wall Street Journal Prime

    • No annual fee

    • Low balance transfer and cash advance fees

    • Same rate for cash advances and purchases

    • Credit limits up to $20,000

    • Cash back rewards

    • Fixed-rate credit card

    • Rates as low as 12.99% APR* – based on creditworthiness

    • No annual fee

    • Low balance transfer fees

    • Low cash advance fees

    • Same rate for cash advances and purchases

    • Earn 2 points for every $1 in net purchases

    • Points earned can be used for cash back

  • Reward yourself with our Membership Rewards Visa Credit Card. With no annual fee and ability to earn valuable rewards, our Membership Rewards Visa Credit Card is the perfect choice for members who want to earn something extra from their everyday spending.

    • Fixed-rate credit card

    • Rates as low as 9.90% APR* – based on creditworthiness

    • No annual fee

    • No balance transfer fees

    • No cash advance fees

    • Same rate for cash advances and purchases

    • Earn 2 points for every $1 in net purchases

    • Points earned can be used for merchandise, recreation, gift cards, and travel rewards

    • 3.99% APR* on balance transfers for the first 12 billing cycles from account opening. After a 12-month promotional period, your rate will revert back to the original APR*

    • Credit limits up to $20,000

  • Experience the ease and convenience of our Platinum Visa Card. With its great low-variable rate and no annual fees, it’s a credit card that works as hard as you do!

    • Variable rate Visa Card

    • No annual fee

    • No cash advance fees

    • Same rate for cash advances and purchases

    • Credit limits up to $20,000

    • 3.99% APR* on balance transfers for the first 12 billing cycles from account opening. After a 12-month promotional period, your rate will be 11.40%. This APR will vary based on current Wall Street Journal Prime Rate