Help Establish, Strengthen, and even Rebuild your credit with Allegent’s Secured Visa Card! A secured credit card could help you build your credit and make more things possible for tomorrow! A secured credit card is designed for people who are looking to build their credit. It looks and acts like a traditional credit card, except you provide a security deposit as collateral for your credit card account. Like a traditional card, you will make payments, and your credit line will be equal to the amount of your deposit.

• Minimum deposit to secure card is $500

  • Security deposit is refundable upon closure of the account

• Fixed-rate of 17.99%

• Report payments to the credit bureaus and FICO score

• Balance transfer fee and cash advance fee for secured cards are: $25.00 or 1% of the amount, whichever is greater

• Variable Rate Visa Card based on Wall Street Journal Prime

• No annual fee

• Low balance transfer and cash advance fees

• Same rate for cash advances and purchases

• Credit limits up to $20,000

• Cash back rewards

• Fixed-rate credit card

• Rates as low as 12.99% APR* – based on creditworthiness

• No annual fee

• Low balance transfer fees

• Low cash advance fees

• Same rate for cash advances and purchases

• Earn 2 points for every $1 in net purchases

• Points earned can be used for cash back

Reward yourself with our Membership Rewards Visa Credit Card. With no annual fee and ability to earn valuable rewards, our Membership Rewards Visa Credit Card is the perfect choice for members who want to earn something extra from their everyday spending.

• Fixed-rate credit card

• Rates as low as 9.90% APR* – based on creditworthiness

• No annual fee

• No balance transfer fees

• No cash advance fees

• Same rate for cash advances and purchases

• Earn 2 points for every $1 in net purchases

• Points earned can be used for merchandise, recreation, gift cards, and travel rewards

• 3.99% APR* on balance transfers for the first 12 billing cycles from account opening. After a 12-month promotional period, your rate will revert back to the original APR*

• Credit limits up to $20,000

Experience the ease and convenience of our Platinum Visa Card. With its great low-variable rate and no annual fees, it’s a credit card that works as hard as you do!

• Variable rate Visa Card

• No annual fee

• No cash advance fees

• Same rate for cash advances and purchases

• Credit limits up to $20,000

• 3.99% APR* on balance transfers for the first 12 billing cycles from account opening. After a 12-month promotional period, your rate will be 11.40%. This APR will vary based on current Wall Street Journal Prime Rate