CREDIT CARDS
We are pleased to offer you ease and convenience with our two low-rate Visa® Credit Card options. Carry the Allegent Visa® Credit Card that best suits your lifestyle, and be confident that you will receive a great rate no matter which card you choose!
Earn more for the Holidays!
Earn 5% cash back* on all purchases from October 14th through December 31st just by using your Allegent Membership Rewards, Payback, or Payback Plus Visa Card!
*Earn 5 points for every $1 spent on net purchases from October 14, 2024 thru December 31, 2024. Rewards points do not apply to balance transfers or cash advances. This special points promotion applies to our Allegent Visa Rewards, Payback, and Payback Plus credit cards. Visa Rewards and Visa Payback Plus rates are fixed and vary from 9.90% APR to 12.99% APR based on your credit worthiness. The Allegent Visa Payback card is a variable rate at Prime + 6.74%. In order to redeem points for cash back, you must have an active Allegent checking account; otherwise, it is only available as a statement credit. Offer may be discontinued at any time. Subject to credit union underwriting standards. Credit limits are available from $1000 to $20,000. Membership eligibility required. Federally insured by the NCUA.
VISA®
We have three EASY ways to apply for an Allegent Visa® Credit Card. Call us at (412) 642-2875, visit one of our branches, or apply online today!
Secured Visa® Card
Payback Visa® Card
Payback Plus Visa® Credit Card
Membership Rewards Visa® Credit Card
Platinum Visa® Card
All Visa applications below are for a min of $1,000 except the secured card at $500.
All members are automatically enrolled into the uChoose Rewards Program and will get points at the first transaction. Members will need to log in to redeem rewards at uchooserewards.com. All cards earn 2 points (2%) per 1 dollar spent.
Balance transfer fee and cash advance fee $25.00 or 2%, whichever is greater
Card replacement fee is still $10.00 for all cards
To report a lost or stolen Visa® Credit Card after normal credit union hours of operation, please call 1 (855) 256-9703.
-
Help Establish, Strengthen, and even Rebuild your credit with Allegent’s Secured Visa Card! A secured credit card could help you build your credit and make more things possible for tomorrow! A secured credit card is designed for people who are looking to build their credit. It looks and acts like a traditional credit card, except you provide a security deposit as collateral for your credit card account. Like a traditional card, you will make payments, and your credit line will be equal to the amount of your deposit.
Minimum deposit to secure card is $500
Security deposit is refundable upon closure of the account
Fixed-rate of 17.99%
Report payments to the credit bureaus and FICO score
Balance transfer fee and cash advance fee for secured cards are: $25.00 or 1% of the amount, whichever is greater
-
Variable Rate Visa Card based on Wall Street Journal Prime
No annual fee
Low balance transfer and cash advance fees
Same rate for cash advances and purchases
Credit limits up to $20,000
Cash back rewards
-
Fixed-rate credit card
Rates as low as 12.99% APR* – based on creditworthiness
No annual fee
Low balance transfer fees
Low cash advance fees
Same rate for cash advances and purchases
Earn 2 points for every $1 in net purchases
Points earned can be used for cash back
-
Reward yourself with our Membership Rewards Visa Credit Card. With no annual fee and ability to earn valuable rewards, our Membership Rewards Visa Credit Card is the perfect choice for members who want to earn something extra from their everyday spending.
Fixed-rate credit card
Rates as low as 9.90% APR* – based on creditworthiness
No annual fee
No balance transfer fees
No cash advance fees
Same rate for cash advances and purchases
Earn 2 points for every $1 in net purchases
Points earned can be used for merchandise, recreation, gift cards, and travel rewards
3.99% APR* on balance transfers for the first 12 billing cycles from account opening. After a 12-month promotional period, your rate will revert back to the original APR*
Credit limits up to $20,000
-
Experience the ease and convenience of our Platinum Visa Card. With its great low-variable rate and no annual fees, it’s a credit card that works as hard as you do!
Variable rate Visa Card
No annual fee
No cash advance fees
Same rate for cash advances and purchases
Credit limits up to $20,000
3.99% APR* on balance transfers for the first 12 billing cycles from account opening. After a 12-month promotional period, your rate will be 12.65%. This APR will vary based on current Wall Street Journal Prime Rate