CERTIFICATES

Allegent offers a broad range of products and services to meet the needs of our members. Whether you want to open your first checking account, want to start building credit, are ready to buy your first home, or want to start investing for retirement, we can help you reach your financial goals.

Grow your savings faster this fall

The air is crisp, the leaves are turning, and your savings should be growing

Our NEW Fall Certificate promotion is here to help you "harvest high yields" with two competitive rates on 7-month and 11-month terms. Choose the option that perfectly fits your short-term goals and watch your money grow like autumn leaves!

7-month Certificate @ 3.75% APY*
11-month Certificate @ 3.55% APY*
Available Starting November 1, 2025

*APY = Annual Percentage Yield. The 7-month certificate will earn a dividend rate of 3.72% with an APY of 3.75%. The 11-month certificate will earn a dividend rate of 3.50% with an APY of 3.55% APY. Penalty for early withdrawal may reduce earnings. This offer cannot be combined with any other offer. $1,000 new money required. A minimum balance of $1,000 must be maintained to maturity to earn the stated APY. $250,000 maximum investment per member. Offer may be discontinued at any time. Offer valid for consumer certificates and IRA certificates only. Membership Eligibility Required. Federally Insured by NCUA.

Share Certificates

Our high-yield, risk-free Share Certificates are offered at fixed rates, so you know the return on your investment upfront.

Invest as little as $500.00 to start with terms from 6 months to 60 months. To view current Share Certificate rates and terms, click the button below.

Savings Rates

APY = Annual Percentage Yield.

Membership Eligibility Required. Federally Insured by NCUA.

Youth Certificates

Our Youth Share Certificates are available to anyone under the age of 18.

Two terms are offered for 12 or 24 months and each requires a minimum deposit of $100 to open. Minors must have a parent, legal guardian or immediate family member over the age of 18 listed as a joint owner on the accounts. To view current Youth Share Certificate rates, click the button below.