CHECKING
Allegent offers a broad range of products and services to meet the needs of our members. Whether you want to open your first checking account, want to start building credit, are ready to buy your first home, or want to start investing for retirement, we can help you reach your financial goals.
Checking Account Comparison
All Allegent checking accounts offer these convenient features:
Visa® Debit Card, Online and Mobile Banking, Mobile Wallet services with Apple Pay®, Google Pay™, and Samsung Pay®, Zelle®, Bill Pay, Mobile Deposit, Card Manager Mobile App to control your debit card, FREE access to all Allegent and PNC® ATMs, and e-Statement or paper statement availability.
Allegent has three great checking account options!
| Options | Premier MoneyPlus Checking | ValuePlus Checking | Value Checking |
|---|---|---|---|
| Checking Description | High-yield checking account with benefits | Basic, no frills checking account with benefits | Basic, no frills free checking account |
| Required Opening Balance | $1,500 | $5 | $5 |
| Earn Dividends | Yes – Tiered | No | No |
| Minimum Balance to Earn Dividends | $1,500 | N/A | N/A |
| Monthly Fee | $10 if average daily balance is less than $1,500 | $5 for Benefits Plus® membership | None |
| Minimum Balance to Avoid Monthly Fee | $1,500 | None | None |
| Direct Deposit Required | Yes | No | No |
Discover all you’re entitled to with a Benefits Plus® Membership on our Value Plus and Premier Money Plus checking accounts!
| Benefits Plus® includes the following: | Premier MoneyPlus Checking | ValuePlus Checking | Value Checking |
|---|---|---|---|
| ULTIMATE ID® 3 Bureau Credit Monitoring¹ | Yes | Yes | No |
| Complete Travel Services Guaranteed Lowest Prices | Yes | Yes | No |
| Cell Care Coverage | Yes | Yes | No |
| Discounts on National Restaurant and Retailer’s Gift Cards and eGift Cards | Yes | Yes | No |
| TicketXpress™ Entertainment Discounts | Yes | Yes | No |
¹ULTIMATE ID® is available for up to 2 account holders and requires an email address for each individual and activation. No one can prevent all identity theft. For complete program details, please call 1 (866) 329-7587 or visit www.benefits-plus.org.
Online & Mobile Banking
To reorder checks, login to online banking.
Not enrolled in online banking? Call us at (412) 642-2875 to reorder checks.
To report a lost or stolen debit card after normal credit union hours of operation and for travel alerts and temporary limit increases, please call 1 (833) 414-0549.
Easily Manage and Protect Your Debit Card with Allegent Card Manager!
ValuePlus Checking
ValuePlus Checking Features
No minimum balance requirements
Required opening balance of $5
Membership in our Benefits Plus® program which provides these great benefits:
ULTIMATE ID® — 3 bureau credit monitoring
Cellular Care Coverage — $600 coverage per membership account per lifetime
Full service travel discounts with cash back rewards
Ticket Xpress® Entertainment Discounts
Retail and restaurant gift card discounts of up to 15%
Discover all you’re entitled to with a Benefits Plus® membership for just $5/month¹. View Benefits Plus details
Visa Debit Card (subject to approval)
Mobile wallet services with Apple Pay™, Google Pay™, and Samsung Pay™
Card Manager mobile app to control your debit card
Deposits can be made through direct deposit, ATM², by mail, in person at one of our branches or one of our Shared Services Branches
Free access to all Allegent and PNC® ATMs
Unlimited check writing
¹$5 monthly fee will be withdrawn from your Value Plus account on the 1st of each month
²Must meet eligibility requirements
Value Checking
Our Value Checking Account is a simple and convenient way to bank!
It’s perfect for members who are seeking no frills checking with no minimum balance requirement.
Value Checking Features
No minimum balance requirements
No monthly fee
Required opening balance of $5
Visa Debit Card (subject to approval)
Mobile wallet services with Apple Pay™, Google Pay™, and Samsung Pay™
Card Manager mobile app to control your debit card
Deposits can be made through direct deposit, ATM², by mail, in person at one of our branches or one of our Shared Services Branches
Free access to all Allegent and PNC® ATMs
Unlimited check writing
¹Must meet eligibility requirements.
Fresh Start Checking
We know that banking can be difficult, and we understand that sometimes things “happen.” You shouldn’t have to spend the rest of your life paying for small mistakes! If you cannot meet the requirements of our standard checking accounts, you may qualify for our Fresh Start Program. With this program, you will have the opportunity to improve your banking relationship with our credit union, and after a year, we will review your account and help you build up to one of our standard accounts.
$5 deposit into your share account
Membership with the credit union
No minimum balance requirement
Debit card
$4.95 per month service charge
Premier MoneyPlus Checking
Our Premier MoneyPlus Checking Account is perfect for you if you’re looking for a checking that combines the high dividends of a money market account with the everyday flexibility of a checking account.
It’s designed for members who keep a larger balance in their checking account and wish to earn a higher monthly dividend.
Premier MoneyPlus Checking Features:
Earn dividends on an average daily balance of $1,500 or more
No monthly fee when you choose online paperless statements and keep an average daily balance of $1,500 or more¹
Required opening balance of $1,500
Membership in our Benefits Plus® program which provides these great benefits:
ULTIMATE ID® — 3 bureau credit monitoring
Cellular Care Coverage — $600 coverage per membership account per lifetime
Full service travel discounts with cash back rewards
TicketXpress® Entertainment Discounts
Retail and restaurant gift card discounts up to 15%
Click the button below to discover all you’re entitled to with a Benefits Plus® membership¹. View Benefits plus details
Visa Debit Card (subject to approval)
Mobile wallet services with Apple Pay™, Google Pay™, and Samsung Pay™
Card Manager mobile app to control your debit card
Deposits can be made through direct deposit, ATM², by mail, in person at one of our branches or one of our Shared Services Branches
Direct deposit is required
Free access to all Allegent and PNC® ATMs
Unlimited check writing
¹Fee of $2/month applies to paper statements. A fee of $10 applies if minimum average daily balance is less than $1500.
²Must meet eligibility requirements
TicketXpress
Exclusive savings of up to 50% and access to the largest online entertainment offers. Most tickets are eDelivery and eRedemption. Never a processing fee or delivery charge.
Movie tickets
Sporting events
Concerts
Theme parks
Ski resorts
Zoos
Aquariums
Tours
And more!
Just tap, show, and save all over town!
Download the Benefits Plus® Mobile App for iPhone and Android…Standard rates may apply.
Allegent Community Federal Credit Union has selected Generations Gold, Inc., a fully independent third-party benefits provider, to offer travel and other discounted services on an exclusive basis directly to Benefits Plus® members. Allegent Community FCU assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole and direct responsibility of Generations Gold, Inc., and its independent service or benefits providers. Discounts received through Benefits Plus® may not be used in conjunction with any other discounts. Benefits and services available through the program are subject to change without notice. Not all plans and discounts are available in all areas. Please visit benefits-plus.org for complete program details. © 2019 Generations Gold, Inc. All rights reserved.