HOME EQUITY

We offer multiple options to use the value of your home for a low cost option to pay down debt, prepare for unexpected expenses, update your home or fund your next milestone.

Bring Your Vision To Life!

Looking to breathe new life into your home?
Whether you're renovating your kitchen, upgrading your bathroom, or making long-needed repairs, we’re here to help with financing that fits your needs.
Home Equity Loan Special with rates as low as 6.25% APR* for 240 months (Rate is for 1st and 2nd lien positions).

*APR = Annual Percentage Rate. To qualify for our "As Low As" Home Equity Loan rate, you must finance at least $40,000 with $20,000 in new money and have a credit score of 700 and above for a 240-month term. Additional rates and terms available up to 240 months. For a $40,000 loan with a 240-month term and 6.25% APR, the monthly payment is $296.95. This payment includes estimated closing costs. Payment does not include the amount for taxes and insurance premiums. There are no prepaid finance charges (points). Subject to credit union underwriting standards. Programs, rates, terms, and conditions are subject to change without notice. Membership eligibility required. Federally insured by the NCUA. Equal Housing Lender.

Home Equity Loan

We have three EASY ways to apply for a home equity loan.

Borrow up to 80% of the appraised value of your home in Pennsylvania minus what you owe on your mortgage. With our low fixed interest rates, flexible terms, repayment plans from 5 years up to 20 years. A home equity loan at Allegent is the perfect way to remodel your kitchen, pay college tuition, buy a car, or do anything else you have been planning to do.

Call us at (412) 642-2875, visit one of our branches, or click the button below to apply online today!

Home equity loan application

Loan Rates

Home Equity Line Of Credit (HELOC)

We have three EASY ways to apply for a home equity line of credit.

Our home equity line of credit is an open-ended loan secured by your home’s equity. A credit line allows you to borrow again and again as you need it without reapplying.

Borrow up to 80% of the appraised value of your home in Pennsylvania minus what you owe on your mortgage
Variable rate
Open-ended line for up to 10 years
20-year repayment

With our suite of credit lines, members are sure to find a product that fits their needs! For more information on home equity lines of credit, click the button below.